Saddened to hear of the loss of your dad Duncan, never an easy time no matter how prepared we might feel to cope with life's inevitability. I had attended a few funerals before my own father passed and it was only then that I felt the stress of having to be actively involved in the administration of the occasion. For me it was a time for reflection but with so much to do that had to be put on hold, probably not a bad thing as the administration kept me busy which helped me to cope with the sadness of the occasion. Keep your head up and best foot forward.

Regards PAYG, yes the deals are not as good as they were and the industry looks to be moving away from them. I do have a long-standing traditional PAYG deal with O2 that I've kept going as a backup for my contract deal with Sky, but since O2's merger with Virgin something has changed. Checked in recent days and while the phone and the service appear to be working my account is nowhere to be found. Tried to convert it to Virgin Media as per the online instructions but my mobile number apparently can't be linked with any account. Further investigation will be required but PAYG is not looking to be as appealing as it once was.