Tricky one.
In the event of a claim, you still pay more. But maybe not as much more as if you didn't have it.
Only an insurance insider would really know.
I pay for the protection and wonder if I'm being had.
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Is there any point.... by Zeb
- Related topics: What's the point..., A point of view, It's certainly a point of view... I suppose
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Mick
(Site Admin)
Tricky one. I've always had protected no claims and only used it once in about twenty years. I try not to view it as an extra but as an integral part of the cost. Somehow it makes it a little less painful. 
Duncan wrote:Tricky one.
In the event of a claim, you still pay more. But maybe not as much more as if you didn't have it.
Only an insurance insider would really know.
I pay for the protection and wonder if I'm being had.
They wanted an extra £30 for 'protection' which, as you say, given the price will rocket anyway because one has made a claim, seemed pointless....for the first time ever I haven't opted for it.
Mick wrote:Tricky one. I've always had protected no claims and only used it once in about twenty years. I try not to view it as an extra but as an integral part of the cost. Somehow it makes it a little less painful.
Can't afford to do that this time....my approach has always been the same as yours in the past...